.calc-section{background:var(--color-gray-50);border-top:1px solid var(--color-gray-200);border-bottom:1px solid var(--color-gray-200)}.calc-header{text-align:center;margin-bottom:40px}.calc-badge{display:inline-block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--color-gold);background:var(--color-gold-dim);padding:6px 14px;border-radius:20px;margin-bottom:16px}.calc-header .section-subtitle{margin:0 auto}.calc-step{max-width:600px;margin:0 auto}.calc-address-wrap{display:flex;flex-direction:column;gap:12px}.calc-field{display:flex;flex-direction:column;gap:8px}.calc-field--large label{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--color-gray-600)}.calc-field--large label svg{color:var(--color-accent)}.calc-field label{font-size:14px;font-weight:600;color:var(--color-gray-600)}.calc-field input,.calc-field select{width:100%;padding:16px 18px;font-size:16px;font-family:inherit;border:2px solid var(--color-gray-200);border-radius:12px;background:var(--color-white);color:var(--color-gray-900);outline:none;transition:border-color .2s ease,box-shadow .2s ease}.calc-field input:focus{border-color:var(--color-accent);box-shadow:0 0 0 4px #2b6cb014}.calc-field input::placeholder{color:var(--color-gray-400)}.calc-unsupported{font-size:14px;color:#d92d20;padding:12px 16px;background:#fef2f2;border:1px solid #fecaca;border-radius:8px}.calc-address-display{display:flex;align-items:center;gap:10px;padding:14px 18px;background:var(--color-white);border:1.5px solid var(--color-gray-200);border-radius:10px;font-size:14px;color:var(--color-gray-700);margin-bottom:28px}.calc-address-display svg{flex-shrink:0;color:var(--color-accent)}.calc-address-display span{flex:1;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.calc-change{font-size:13px;font-weight:600;color:var(--color-accent);background:none;border:none;cursor:pointer;white-space:nowrap;transition:color .2s;padding:0}.calc-change:hover{color:var(--color-accent-hover)}.calc-units-form{display:flex;gap:16px;align-items:flex-end;max-width:480px;margin:0 auto}.calc-units-form .calc-field{flex:1}.calc-btn{white-space:nowrap;padding:16px 28px;height:fit-content}.calc-btn:disabled{opacity:.5;cursor:not-allowed;transform:none!important;box-shadow:none!important}.calc-email-gate{max-width:560px;margin:24px auto 0;background:var(--color-white);border:2px solid var(--color-gray-200);border-radius:16px;padding:36px 32px;text-align:center}.calc-email-preview h3{font-size:20px;font-weight:700;color:var(--color-gray-900);margin-bottom:10px}.calc-email-preview p{font-size:15px;color:var(--color-gray-500);line-height:1.6;margin-bottom:20px}.calc-preview-pills{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-bottom:28px}.calc-pill{font-size:12px;font-weight:600;padding:6px 14px;border-radius:20px;white-space:nowrap}.calc-pill--essential{background:var(--color-gold-dim);color:#9a7d3f}.calc-pill--recommended{background:#4da6ff14;color:var(--color-blue)}.calc-pill--consider{background:var(--color-gray-100);color:var(--color-gray-500)}.calc-pill--more{background:var(--color-gray-100);color:var(--color-gray-400)}.calc-email-form{display:flex;flex-direction:column;gap:12px;align-items:center}.calc-email-input{width:100%;padding:16px 18px;font-size:16px;font-family:inherit;border:2px solid var(--color-gray-200);border-radius:12px;background:var(--color-gray-50);color:var(--color-gray-900);outline:none;text-align:center;transition:border-color .2s,box-shadow .2s}.calc-email-input:focus{border-color:var(--color-gold);box-shadow:0 0 0 4px #d1b3781f;background:var(--color-white)}.calc-email-input::placeholder{color:var(--color-gray-400)}.calc-email-btn{width:100%;justify-content:center;padding:16px;font-size:16px}.calc-email-note{font-size:12px;color:var(--color-gray-400);margin:0}.calc-results{animation:calcFadeIn .4s ease both}@keyframes calcFadeIn{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.calc-results-header{display:flex;justify-content:space-between;align-items:center;margin:8px 0 24px;gap:16px}.calc-results-header h3{font-size:18px;color:var(--color-gray-700);font-weight:500}.calc-results-header strong{color:var(--color-gray-900);font-weight:700}.calc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:16px}.calc-card{background:var(--color-white);border:1.5px solid var(--color-gray-200);border-radius:14px;padding:24px 22px;animation:calcCardIn .5s cubic-bezier(.2,.7,.3,1) both;transition:transform .25s ease,box-shadow .25s ease}.calc-card:hover{transform:translateY(-3px);box-shadow:0 8px 24px #0000000f}.calc-card--essential{border-color:var(--color-gold);background:linear-gradient(180deg,rgba(209,179,120,.04) 0%,var(--color-white) 100%)}.calc-card--recommended{border-color:var(--color-blue-light);background:linear-gradient(180deg,rgba(77,166,255,.03) 0%,var(--color-white) 100%)}@keyframes calcCardIn{0%{opacity:0;transform:translateY(16px) scale(.97)}to{opacity:1;transform:translateY(0) scale(1)}}.calc-card-top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:14px}.calc-card-icon{display:flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:12px;flex-shrink:0}.calc-card--essential .calc-card-icon{background:var(--color-gold-dim);color:var(--color-gold)}.calc-card--recommended .calc-card-icon{background:#4da6ff14;color:var(--color-blue)}.calc-card--consider .calc-card-icon{background:var(--color-gray-100);color:var(--color-gray-400)}.calc-priority{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;padding:4px 10px;border-radius:6px;white-space:nowrap}.calc-priority--essential{background:var(--color-gold-dim);color:#9a7d3f}.calc-priority--recommended{background:#4da6ff14;color:var(--color-blue)}.calc-priority--consider{background:var(--color-gray-100);color:var(--color-gray-500)}.calc-card-name{font-size:17px;font-weight:600;color:var(--color-gray-900);margin-bottom:6px}.calc-card-reason{font-size:14px;color:var(--color-gray-500);line-height:1.5}.calc-callouts{display:flex;flex-direction:column;gap:12px;margin-top:28px}.calc-callout{display:flex;align-items:flex-start;gap:12px;padding:16px 20px;background:#d1b3780f;border:1px solid rgba(209,179,120,.2);border-radius:10px}.calc-callout svg{flex-shrink:0;margin-top:1px;color:var(--color-gold)}.calc-callout p{font-size:14px;color:var(--color-gray-700);line-height:1.6;margin:0}.calc-cta{text-align:center;margin-top:36px}.calc-cta-btn{font-size:16px;padding:18px 36px}.pac-container{border-radius:12px;border:1px solid var(--color-gray-200);box-shadow:0 12px 32px #0000001a;margin-top:4px;font-family:Inter,-apple-system,sans-serif}.pac-item{padding:10px 16px;font-size:14px;cursor:pointer}.pac-item:hover{background:var(--color-gray-50)}@media(max-width:768px){.calc-units-form{flex-direction:column}.calc-btn{width:100%;justify-content:center}.calc-grid{grid-template-columns:1fr}.calc-email-gate{padding:28px 20px}.calc-address-display span{white-space:normal}}.section-cta-wrap{margin-top:40px;text-align:center}.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.intro-content p{font-size:16px;color:var(--color-gray-600);line-height:1.7;margin:16px 0}.intro-callout{font-weight:600;color:var(--color-navy)!important;border-left:3px solid var(--color-blue);padding-left:16px}.intro-image img{width:100%;border-radius:16px;object-fit:cover;aspect-ratio:4/3}.text-link{font-size:15px;font-weight:600;color:var(--color-accent);display:inline-block;margin-top:8px;transition:color .2s ease}.text-link:hover{color:var(--color-accent-hover)}.coverages-note{font-size:16px;font-weight:600;color:var(--color-navy);margin-top:32px;text-align:center;font-style:italic}.ho6-grid{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.ho6-content p{font-size:16px;color:var(--color-gray-600);line-height:1.7;margin:16px 0}.check-list{margin:20px 0;display:flex;flex-direction:column;gap:12px}.check-list li{display:flex;align-items:flex-start;gap:10px;font-size:15px;color:var(--color-gray-700);line-height:1.5}.check-list li:before{content:"";display:inline-block;width:20px;height:20px;min-width:20px;margin-top:2px;border-radius:50%;background:var(--color-sky);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%232b6cb0' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5 9-11'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:center}.ho6-callout{font-weight:600;color:var(--color-navy)!important;border-left:3px solid var(--color-blue);padding-left:16px}.ho6-image img{width:100%;border-radius:16px;object-fit:cover;aspect-ratio:4/3}.steps-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;margin-top:32px}.step-card{padding:28px 24px;border-radius:12px;background:var(--color-white);border:1px solid var(--color-gray-200)}.step-num{display:inline-block;font-size:14px;font-weight:700;color:var(--color-gold);margin-bottom:12px;letter-spacing:.05em}.step-card h3{font-size:17px;font-weight:600;margin-bottom:8px;color:var(--color-gray-900)}.step-card p{font-size:14px;color:var(--color-gray-500);line-height:1.6}.client-list{display:flex;flex-direction:column;align-items:center;gap:10px;margin:24px auto 0;max-width:480px}.client-list li{font-size:16px;color:#ffffffd9}@media(max-width:768px){.intro-grid{grid-template-columns:1fr;gap:32px}.intro-image{order:-1}.ho6-grid{grid-template-columns:1fr;gap:32px}.ho6-image{order:-1}.steps-grid{grid-template-columns:1fr}}